Study funding, clearly planned
An education loan spreads the cost of your degree over a repayment window that starts after you finish studying. This page explains how the process usually works in India, what banks look for, and how we help you build a file that gets assessed quickly.
Start with the structure
Understand how the loan is secured, how repayment is structured and what the lender expects before comparing offers.
Banks and NBFCs fund tuition plus (in most cases) living costs, insurance and travel, up to a limit they set against your course and country. Interest typically accrues from disbursement, with principal repayment starting after the course — moratorium terms vary between lenders.
Two broad categories exist: secured (collateral-backed) loans, which usually carry lower interest rates, and unsecured/collateral-free loans, which are faster but limited in amount and stricter on profile. Co-applicant income matters in both cases.
Build a loan-ready file
Videsh support
From the first cost sheet to the right disbursement timing, we help you prepare a coherent file around your admission and visa plan.
Build a realistic cost sheet (tuition, living, insurance, visa, travel) that lenders accept without rework.
Prepare and organise the document file, including co-applicant paperwork.
Introduce options across lenders so you can compare rate, margin and processing time.
Coordinate timing with your admission and visa timeline so funds arrive when required.
Borrow with perspective
Scholarships, family funds and part-time income (where rules allow it) usually combine with a loan. Starting early keeps the total borrowing — and the monthly repayment you will live with later — under control. See our scholarship pages and book a consultation to model your specific case.
